Pricing

One setup fee. One processing rate. Nothing monthly.

See the full cost before you send a single document. Every price includes the company, the merchant account, the IBAN, crypto settlement and lifetime maintenance.

Full Setup

One-time — everything you need to start processing

$13,750

One-time setup

  • Offshore company formation
  • Visa, Mastercard & Amex
  • Payment links & hosted checkout
  • Subscriptions & recurring billing
  • 37 Integrated payment gateway
  • 36+ currencies supported
  • Private banking + dedicated IBAN
  • Crypto settlement
  • 1 day payout
  • Payout tracking & analytics
  • Minimal KYC onboarding
  • Chargeback prevention & dispute winning
  • Priority support
  • Dedicated account manager
  • Apple Pay & Google Pay included
Get My Setup
  • One-time setup — lifetime maintenance included
  • Processing fee 2.4%
  • Holds & reserves: None
MOST POPULAR

Enterprise Setup

High-volume & complex structures

$23,500

One-time setup

  • Everything in Full Setup
  • Dual-entity risk isolation structure
  • Two independent companies
  • Two separate merchant accounts
  • Two private IBANs
  • If one account goes down, the other keeps processing
  • Custom MCC & risk parameter negotiation
  • Dedicated compliance officer (90 days)
  • Dispute representment & winning
  • $10,000 instant payout to crypto, IBAN or debit card
  • Expedited underwriting — live in 5 days
  • White-glove onboarding
Get My Setup
  • One-time setup — lifetime maintenance included
  • Processing fee 2.4%
  • Holds & reserves: None
INSTANT ACCESS

Express Setup

Pre-approved structure, ready today

$29,500

One-time setup

  • Everything in Enterprise Setup
  • Credentials delivered same day via secure portal
  • No underwriting wait
  • Pre-activated company + banking + merchant account
  • Guaranteed same-day go-live
  • Minimal KYC, pre-cleared structure
  • Chargeback prevention active from day one
  • Direct line to a senior account manager
  • Limited availability — 3 slots per month
Get My Setup
  • One-time setup — lifetime maintenance included
  • Processing fee 2.4%
  • Holds & reserves: None

Apple Pay & Google Pay included across all setups. All merchants are reviewed before approval.

Cost comparison

What the same volume costs somewhere else

Enter a month of gross card volume. The comparison uses typical aggregator terms — 2.9% plus $0.30 per transaction and a 10% rolling reserve — against our flat 2.4% with no monthly fees.

$250,000

Transaction count is estimated from an assumed $120 average ticket, which is what drives the per-transaction charge on the other side.

Monthly fee difference

$1,875

Plus $25,000 of your revenue withheld as a rolling reserve — capital we never hold.

Payhub Finance

2.4% flat · no monthly fee · no reserve

$6,000

Typical aggregator

2.9% + $0.30 per transaction

$7,875

Withheld as rolling reserve

10% of volume, released later — if at all

$25,000

Illustrative comparison only. Aggregator pricing varies by merchant and industry; high-risk accounts are frequently quoted well above the published rate used here.

Get processing again — this week.

One message starts the application. We review it manually and tell you the same day whether we can place you.

One-time setup from $13,750 · 2.4% processing · No holds · No reserves

A translucent glass shield lit in blue over streams of encrypted data

Compliance & security

  • PCI DSS Level 1
  • 256-bit SSL / TLS
  • Minimal KYC · AML verified
  • Chargeback prevention & winning
  • Cayman Islands — Regulated Jurisdiction
  • FATCA / CRS compliant
PAYHUB FINANCE

Offshore merchant accounts, private banking and company formation for high-risk operators — delivered as one setup.

Payhub Finance International
Harbour Place, 103 South Church Street
George Town, Grand Cayman, KY1-1002

Services

  • Card Processing
  • Recurring Billing & Subscriptions
  • Offshore Company Formation
  • Private IBAN Banking
  • Crypto Settlement
  • Real-Time Dashboard

© 2026 Payhub Finance.

Payhub Finance is a payment facilitation and company formation service. We are not a bank or a licensed financial institution. Merchant accounts are provided through third-party acquiring partners. Services subject to eligibility review.

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